A parent’s love is unconditional, but a child’s future needs a solid financial base. Parents across the U.S. plan early so their children grow up protected and financially free.
Time is your child’s most valuable asset right now. By saving the cost of 1-2 cups of coffee a day, you can hand your child a legacy worth millions of dollars in the future.
IUL for Kids is more than an insurance policy. It is a flexible savings fund that grows up with your child. Started as early as age 1, it protects their health and funds their dreams.
Your child can use the policy value for tuition, living costs or other suitable programs.
It can become seed money for a home, a car or living independently later on.
When life happens, your family has a flexible source to cover unexpected costs.
Lock in insurability while your child is young, giving them long-term protection.
Start early and it costs less. Money has time to grow, compounding has time to work, and your child gets more options for school, a home, a car or tough times.
The younger the child, the more affordable the coverage usually is.
Illustrated average growth of about 6% - 10%.
Starting early gives the money more years to build up.
Can be used for tuition, living costs or trade school.
A ready financial base so your child can start life with ease.
An extra financial layer if your child faces illness or hardship.
* Figures are illustrations only. Actual results depend on policy design, insurance costs, index performance and each family’s situation.
IUL for Kids can be tailored to different goals, depending on each family’s situation and plans.
Leave your details and a Thinksmart Insurance advisor will send an illustration tailored to your family within 24 business hours.
“Knowing she can’t do nails forever as her health declines over the next 10-20 years, this mom sets aside $100 a month for each child so they’ll have money for college.”
“She saves $5 a day, less than a cup of coffee, since her child was little. Her simple wish: when her child grows up, there’s money ready for what they want, without the burden of debt.”
“Ms. Quy quietly prepared a long-term foundation for her child from the very start. She feels truly at peace knowing that when her child turns 18, the policy will help carry the financial load as they step into adulthood.”
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