Max-Funded IUL Secrets is a powerful, safe investment program – integrated with life insurance.
With the aim of helping participants receive an amount of money that most retirees in the U.S. do not get, an average of $50,000 per year, received continuously for 20 consecutive years, tax-free.
The ONLY investment program integrated with insurance...
Receive an average of $50,000 per year, tax-free, for up to 20 years,...
Withdrawals or loans taken from the program are tax-free as long as the...
This will be a source of tax-free inheritance for children, helping them to...
Enjoy stable interest rates of 6%-10% through investments in the S&P 500 with...
The policy will provide a cash payout if the client faces serious health issues such as...
The policy will provide a cash amount equivalent to the insurance value to the ...
Our insurance program offers comprehensive financial protection until ...
Unlike current insurance programs, Max-Funded IUL Secrets only requires ...
Maximize Investment Capital
Max Funded IUL Secrets is designed to maximize the monthly contributions in the contract to invest in Indexed markets. helping participants receive the highest possible returns, averaging $50,000 per year.
These maximum contributions will not breach IRS tax regulations, allowing participants to withdraw funds completely tax-free.
Index Lock: Allows participants to lock in the highest interest rate each year, ranging from 9% – 15% (Receiving the highest market rate).
Once the Index Lock is activated, even if the market crashes, participants will still receive the highest interest rate.
However, since you locked in the rate in June 2024 at 11.7%, your annual interest rate remains 11.7%.
When you have activated the Index Lock, even if the market goes down (-) that year, you will not be affected.
Allianz is a renowned corporation specializing in investment products, with over 100 years of experience.
Insurance programs under Allianz’s management consistently deliver significantly higher returns compared to other companies.
Max Funded IUL allows participants to withdraw early retirement funds with two special advantages:
With 2 special advantages:
Max Funded IUL fully maximizes tax benefits for participants:
Purpose: Protect capital and minimize the impact of market fluctuations.
The 1% FLOOR: Ensures that you won’t lose money when the market crashes or faces a crisis. It protects the participant’s capital, preventing losses even in the worst market conditions.
The 15% CAP: helps avoid excessive market impacts, maintaining safety and stability for the program.
Ensure that when the market goes up, customers have money, when the market goes down, customers can protect 100% of their money and at least 1% of their profits.
This is particularly important.
If you only invest in businesses, stocks, or other high-risk assets that are vulnerable to market fluctuations, your financial stability could be at high risk of collapse.
Diversifying your investments and participating in safer options that are immune to market volatility is crucial.
A standard emergency fund should meet three key criteria:
Ensure you and your family have an adequately sized emergency fund, ideally covering 3-6 months of household income.
Avoid extreme goals that carry too much risk. Investing is not gambling; minimize risk as much as possible.
Safe long-term investments with returns ranging from 8% – 10% are not only strong enough to provide you with a good income but will also help you stay mentally comfortable during your investment journey.
Earning high returns only to pay 15% – 30% in taxes is not a smart decision; taxes will take away most of the benefits you gain.
Seek out IRS-compliant tax-advantaged programs—they will serve you better.
Please leave your complete information in the form below, Thinksmart will contact you to support you as soon as possible.
1. Similarities & differences between the Max Funded IUL Program and IUL Secrets
2. Does Thinksmart Insurance offer support for the Index Lock feature?
3. Does this program have a guarantee? Can you assure me that I won’t lose money?
4. Compared to other investment products like traditional investments in 401k, securities, and stocks, what advantages does Max Funded have?
5. Should I trust Thinksmart Insurance Company?
6. What is the difference between an independent agent and Thinksmart Insurance?
Max-Funded IUL Secrets is a powerful, safe investment program – integrated with life insurance.
With the aim of helping participants receive an amount of money that most retirees in the U.S. do not get, an average of $50,000 per year, received continuously for 20 consecutive years, tax-free.
The ONLY investment program integrated with insurance...
Receive an average of $50,000 per year, tax-free, for up to 20 years,...
Withdrawals or loans taken from the program are tax-free as long as the...
This will be a source of tax-free inheritance for children, helping them to...
Enjoy stable interest rates of 6-10% through investments in the S&P 500 with...
The policy will provide a cash payout if the client faces serious health issues such as...
The policy will provide a cash amount equivalent to the insurance value to the ...
Our insurance program offers comprehensive financial protection until ...
Unlike current insurance programs, Max-Funded IUL Secrets only requires ...
Maximize Investment Capital
Max Funded IUL Secrets is designed to maximize the monthly contributions in the contract to invest in Indexed markets. helping participants receive the highest possible returns, averaging $50,000 per year.
These maximum contributions will not breach IRS tax regulations, allowing participants to withdraw funds completely tax-free.
Index Lock: Allows participants to lock in the highest interest rate each year, ranging from 9-15% (Receiving the highest market rate).
Once the Index Lock is activated, even if the market crashes, participants will still receive the highest interest rate.
However, since you locked in the rate in June 2024 at 11.7%, your annual interest rate remains 11.7%.
When you have activated the Index Lock, even if the market goes down (-) that year, you will not be affected.
Allianz is a renowned corporation specializing in investment products, with over 100 years of experience.
Insurance programs under Allianz’s management consistently deliver significantly higher returns compared to other companies.
Max Funded IUL allows participants to withdraw early retirement funds with two special advantages:
With 2 special advantages:
Max Funded IUL fully maximizes tax benefits for participants:
• Investment capital for retirement is completely tax-free
• Withdrawals at retirement age are completely tax-free
• Withdrawals at any time before retirement age are also tax-free
Purpose: Protect capital and minimize the impact of market fluctuations.
The 1% FLOOR: Ensures that you won’t lose money when the market crashes or faces a crisis. It protects the participant’s capital, preventing losses even in the worst market conditions.
The 15% CAP: helps avoid excessive market impacts, maintaining safety and stability for the program.
Ensure that when the market goes up, customers have money, when the market goes down, customers can protect 100% of their money and at least 1% of their profits.
Allianz Life is a large, reputable insurance company specializing in high-quality investment products.
– A subsidiary of Allianz Group
– Over 100 years of history
– Present in more than 70 countries
– Total assets exceeding $1 trillion USD
– Specializes in investment insurance products
– The first insurance company to offer the Index Lock option
This is particularly important.
If you only invest in businesses, stocks, or other high-risk assets that are vulnerable to market fluctuations, your financial stability could be at high risk of collapse.
Diversifying your investments and participating in safer options that are immune to market volatility is crucial.
A standard emergency fund should meet three key criteria:
Ensure you and your family have an adequately sized emergency fund, ideally covering 3-6 months of household income.
Avoid extreme goals that carry too much risk. Investing is not gambling; minimize risk as much as possible.
Safe long-term investments with returns ranging from 8-10% are not only strong enough to provide you with a good income but will also help you stay mentally comfortable during your investment journey.
Earning high returns only to pay 15-30% in taxes is not a smart decision; taxes will take away most of the benefits you gain.
Seek out IRS-compliant tax-advantaged programs—they will serve you better.
SIMILARITIES:
DIFFERENCES:
Thinksmart Insurance will always support and will always assist in tracking interest rates, when there is a good profit, we will automatically inform customers.
Based on the S&P 500 market over the past 30 years, which is the market where major companies like Amazon, Apple, Coca-Cola, and Citi Group invest, the average interest rate is 7-8% per year and can go up to 15%. Even if the market experiences negative returns, with the Index Lock feature, if there is one month where the interest rate peaks, customers can lock in that rate for the entire year.
Max Funded IUL excels in investment advantages:
Thinksmart Insurance is a highly reputable insurance agency established in 2013. It serves as a representative office for leading American insurance companies such as National Life Group, AIG, Allianz, and Transamerica, all of which have over a hundred years of history and hold an A+ rating.
Thinksmart Insurance is proud to have earned the trust of thousands of Vietnamese customers, with a 24/7 Customer Service system always available to support you.
Similarities:
Differences:
Please leave your complete information in the form below, Thinksmart will contact you to support you as soon as possible.
Please leave your complete information in the form below, Thinksmart will contact you to support you as soon as possible.
