Let’s hear from Nhung, a Vietnamese woman who has been living in Chicago for over 20 years, as she shares her experiences about life in the U.S., working in the nail industry, and why she decided to invest in life insurance. Her story is not only personal but also offers valuable lessons for the Vietnamese community residing here.
Life in America: Challenges and Opportunities
When asked about life in America, Nhung didn’t hesitate to share: “Life here is not easy, but if you work hard and stay persistent, you will achieve what you want.” She mentioned that although she does not own a nail salon, her job allows her to have time to take care of her two children—one in college and the other in high school.
She also pointed out that working in the nail industry can be unstable, and the income is not always high. This made her deeply consider her family’s financial future. One of her biggest concerns was her health, especially since she is exposed to chemicals daily in her work environment.
Nhung emphasized that Chicago was not her choice, but rather where life took her. “Every day is a challenge, but I always believe that if I keep trying, things will get better,” she said. She strongly feels that while life in the U.S. offers many opportunities, it is also filled with difficulties.
Entering the Nail Industry
Nhung has faced many hardships in the nail industry. She shared: “The constant exposure to chemicals in the workplace makes me worry about my health.” These concerns became even more overwhelming when she thought about her children’s future. “I don’t want to be a burden on them when I grow old or when I can no longer work.”
Nhung found a solution through life insurance. After listening to an insurance advisor explain the benefits of a policy, she felt more secure. “If I get sick and can’t work anymore, the insurance company will compensate me. This gives me peace of mind because I have a responsibility to my two children,” she said.
Why She Chose Life Insurance
Nhung’s decision to invest in life insurance was driven by multiple factors. When asked about her specific reasons, she said: “I want to have a financial safety net for my old age and to protect my family’s finances.” She believes that life insurance is the best way to ensure her children’s future.
“In the past, I only saved cash like a piggy bank. But now, with life insurance, I can invest in my future without worrying too much,” she said. Nhung also emphasized that life insurance is not just an investment but a necessary protection in life.
A Decision for Peace of Mind
One of Nhung’s most important decisions was signing up for life insurance. She mentioned that after discussing with an advisor about the policy benefits, she felt much more at ease. “If I get sick and can’t work anymore, the insurance company will compensate me. This gives me peace of mind because I have a responsibility to my two children,” she said.

Nhung shared several practical benefits she has gained from her life insurance policy:
- Financial protection: In case of unexpected events, insurance helps provide a stable financial source for the family.
- Saving for the future: Life insurance acts like a savings plan that accumulates funds for retirement without tax concerns.
- Health security: With the support of insurance, she feels more at ease working in an environment with health risks.
Nhung’s Advice
Nhung advises Vietnamese people living in the U.S. to consider life insurance as a way to secure their financial future. “Don’t wait until it’s too late to think about this issue,” she emphasized. Life in America is full of challenges but also full of opportunities. Participating in life insurance programs will help you feel more financially secure and build a solid foundation for the future.
If you are still unsure about life insurance options or wondering when to enroll, contact Thinksmart Insurance via the hotline (678) 722 3447, message us on Messenger, or leave a message at Support@Thinksmartinsurance.com for a free 24/7 consultation.



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