Financial Solution

for the elite

WHAT IS KAI-ZEN ?

  • Kai-Zen is the ONLY insurance plan that uses a leveraged strategy to help you get more benefits and protect the health and finances of you and your family
  • The unique combination of finance and life insurance gives you more protection and the ability to earn more in retirement than you could have without leverage.

How does KAI-ZEN work?

Kai-zen is a unique insurance strategy designed to maximize benefits for participants. Applying financial leverage technique at the ratio 1:3, ie: the customer will deposit a part of the money in the Kai-zen account and the bank will consider that part of the money as a “collateral” to pay more. The remaining 3 parts of the money go to kai-zen account. Customers do not need to sign any loan or mortgage documents, even in cases of litigation, bankruptcy, Kai-zen account will not be affected.

Kaizen's unique and compelling strategy utilizes the 3:1 ratio

Benefits of Joining
KAI-ZEN

USE FINANCIAL LEVERAGE OPM 3:1 . ratio

The bank supports 3 parts, the participant pays 1 part, with a very low interest rate supported by the bank for the Kaizen program

COMPLEX INTEREST, TAX FREE INTEREST

Average interest rate 6% - 10% per year, stable interest, tax free withdrawal. Especially don't lose money when the market goes down

PROTECTION OF CLAIMS, PROPERTY COLLECTION

Kaizen assets are not affected by any arrears before the law, ensuring the retirement amount for participating customers

BENEFITS OF SEWING / BANK LEARNING

Kaizen participants do not need to borrow, borrow money or sign any mortgage documents

REFERENCY BENEFITS

At maturity or retirement age, you will receive up to several hundred thousand dollars to enjoy life comfortably

RIGHTS OF LIFE, BENEFITS UP TO 100 YEARS old

Kaizen will compensate several hundred thousand or several million dollars when health risks, illness, death up to 100 years old are listed in the contract.

Diseases and injuries

covered in the program's policy

Unable to perform 2/6 basic movements (eating, changing, bathing, walking, urinating, not taking care of themselves)
Suffering from a serious illness, do not live more than 24 months

KAI-ZEN participation conditions

INCOME EVERY YEAR
OVER $100,000

GOOD HEALTH

UNDER 65 YEARS OLD

DIFFERENCE BETWEEN KAI-ZEN
NO INSURANCE HAS

Illustration of using financial leverage

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