KAI-ZEN insurance is a premium life insurance program specifically designed for high-income individuals, such as doctors, engineers, business owners, and entrepreneurs. Its purpose is to provide risk mitigation and a substantial annual retirement income for a comfortable lifestyle.
As people’s expectations for retirement income have increased, the KAI-ZEN insurance program was developed to offer a significantly higher return compared to other retirement programs. It leverages financial techniques to amplify the participants’ returns.
So, What’s the KAI-ZEN insurance? How does KAI-ZEN operate? What are the requirements to participate in KAIZEN? In this article, Thinksmart Insurance will provide detailed about KAI-ZEN insurance for you.
What Is KAI-ZEN Insurance?
KAIZEN insurance is a unique life insurance program that applies financial leverage techniques up to 300%, enabling participants to receive a multiple-fold return compared to the amount they contribute to the program.
The program provides full benefits of a premium life insurance program, including death benefits, living benefits, and a substantial amount of money upon retirement. Furthermore, Kaizen insurance protects participants from litigation.
How Does KAI-ZEN Insurance Operate?
KAI-ZEN insurance operates by borrowing money from banks to generate profits for participants. There are 3 stages when participating in Kai-zen:
Stage 1: In the first 5 years, you will contribute a certain amount of money to the program, and the bank will also contribute a corresponding amount based on your contribution.
Stage 2: In the following 5 years, the bank will contribute the entire amount (including your portion). This means that from the 6th to the 10th year, customers do not need to contribute any additional funds.
Stage 3: This is the period from the 11th to the 15th year to financial leverage is maximized, and significant returns are generated. During this time, participants do not need to contribute any additional funds to the program.
And in the 15th year, when the cash value of the KAIZEN program is sufficient, the KAIZEN insurance program will automatically repay 100% of the borrowed money from the bank. And the participant will become the sole owner of the KAIZEN program, 100% ownership.
What Are The Benefits In The KAIZEN Insurance Program?
1: Death Benefit: In the unfortunate event of the participant’s early demise due to accident or illness, KAIZEN will provide a substantial amount of compensation, up to several million dollars, to the designated beneficiaries. This ensures that the loved ones can have peace of mind about their lives and finances when the participant is no longer there.
2: Living Benefit: KAIZEN will provide significant compensation if the participant encounters severe illnesses or disabilities due to accidents.
*Note: The specific living benefit entitlement may vary depending on the insurance company you choose to participate in.
3: Retirement benefit: Receive an annual income ranging from tens of thousands to hundreds of thousands during retirement from the age of 65 to 90, thanks to the OPM financial leveraging method (Leveraging other people’s money) supporting up to 300%.
4: Time-saving premium payments – Only need to contribute for a period of 5 years, without the need to pay for 15-20 years or even for a lifetime until the age of 100 as in other insurance programs.
5: Market growth participation: Participants in Kaizen will not be exposed to risks during market crashes, recessions, or inflation.
6: Tax-free withdrawals: Withdrawals made during retirement age are tax-exempt.
7: No borrowing in the participant’s name: Participants do not need to borrow money or sign any collateral documents, and there is no need to pay interest to the bank.
8: Non-impact in case of litigation: The KAIZEN account will not be affected by lawsuits, debt collection, or bankruptcy, ensuring retirement income for participants.
Requirements To Participate In KAIZEN Insurance?
To be eligible for participation in KAIZEN, you need to meet the following three requirements:
- Annual income must be $100,000 or more.
- Good health condition and non-smoker.
- Under 65 years of age.
Thinksmart Insurance has provided you with basic information about the premium insurance program Kaizen. If you would like to learn more details about the program, you can watch additional videos posted on the Thinksmart Insurance YouTube channel or call the phone number 678-722-3447 for a detailed and completely free consultation.
