If you want to join an insurance program that can help you save, generate income for retirement, and also prevent risks such as illness, accidents, and early loss, but you’re unsure about which company to choose because you’re concerned about:
- Is that insurance company involved in any fraud?
- Are the benefits in the insurance contract really as stated?
- If something happens, will the insurance company compensate?
- Are the procedures resolved quickly and easily?
- Or do they drag it out and come up with various reasons not to pay?
- What if my insurance advisor resigns? Will there be any support for me?
Understanding your concerns, in this article, Thinksmart Insurance will provide the most objective insights so that you can have a more accurate view of life insurance, as well as the Thinksmart Insurance company itself.
1: Are Insurance Companies Scams?
The insurance industry in the U.S. has been around since 1752, and as of now, it has been 271 years. Throughout the history of the insurance industry, there has never been any officially convicted insurance company of fraud.
Moreover, in the U.S., there is a system of supervision and regulation at both the federal and state levels to oversee insurance activities, assist policyholders, and resolve insurance-related disputes. Therefore, it is nearly impossible for insurance fraud to occur.
In addition, Thinksmart Insurance was established in 2013 and represents top insurance companies in the United States such as National Life Group, Transamerica, Allianz, and AIG – which have been in existence for over a century. These insurance companies have been carefully selected by Thinksmart before offering their products to customers, so you can be completely assured when participating in insurance with Thinksmart Insurance.
2: What If Something Happens? Will There Be Compensation?
This is the most important concern when deciding to join an insurance program.
In reality, in the U.S., you will easily find that all cases where policyholders experience an event are compensated. One reason for this is that in the U.S., policyholders cannot hide their medical conditions because all hospitals and clinics are closely monitored. Once your information is entered into the system, the results are immediately available. It is impossible for a policyholder to conceal their illness. Therefore, it is not possible for a situation where a policyholder joins and then later discovers they have an illness.
Rumors about insurance fraud mostly originate in Vietnam. However, the insurance industry in the U.S. is tightly regulated, so, certainly, it cannot be compared to the situation in Vietnam.
3: Are Claim Procedures Quick?
Usually, claim processing in U.S. insurance programs takes about 1-2 months. Thinksmart has a team of professional customer service representatives who will assist you in completing the necessary paperwork to receive compensation as quickly as possible.
4: What If My Agent Leaves?
This is a common concern for many people after participating in an insurance program.
Typically, after purchasing insurance, it can be difficult or even impossible to contact the agent who initially assisted you for various reasons.
However, Thinksmart Insurance has a dedicated 24/7 customer service team to support policyholders after they have purchased insurance. If, in the event that your agent leaves, you can rest assured because your file is managed by a team and not an individual. Whenever you need assistance, simply pick up the phone and call 678-722-3447 to receive guidance and have your questions answered.
5: Has THINKSMART Helped with Claims Before?
Thinksmart has assisted with claim procedures for many customers who have unfortunately faced health-related risks. Below is one of the claim cases handled by Thinksmart Insurance:
Thinksmart Insurance commits to providing customers with the latest, best, and most optimized insurance programs on the market today. At Thinksmart Insurance, customers will receive support for all processes, procedures, and questions in the fastest manner possible through our 24/7 customer service team.
Additionally, after joining a program with Thinksmart Insurance, customers will receive monthly check-ins, conversations, and updates on the program they are participating in from our customer service team.
