Many experts predict that the price of gold will fluctuate significantly in the coming period due to the impact of major events such as the BRICS Summit and the 2024 U.S. elections. Therefore, many are...
Many experts predict that the price of gold will fluctuate significantly in the coming period due to the impact of major events such as the BRICS Summit and the 2024 U.S. elections. Therefore, many are...
In the insurance and finance sectors, the Index Lock concept is becoming increasingly popular, especially during market volatility. The Index Lock feature allows investors to protect profits based on market...
Gold has been one of the best-performing assets in 2024, reaching record highs amidst a weakening global economy and relentless money printing by governments. According to forecasts from many experts,...
As one of the most popular life insurance programs in the US, Whole Life Insurance is often the top choice for those seeking a lifelong financial protection solution for their family. In this article,...
Life insurance for children is no longer just about protecting them from risks. It has become a channel for investment and savings, ensuring children have a secure financial foundation to enter university,...
The 529 Plan vs IUL for Kids (also known as the Kid Millionaire) are two popular options parents often consider. Investing in education is one of the most important financial decisions that every parent...
The 401(k) and the Max Funded IUL are 2 popular retirement investment programs in the U.S. However, few people truly understand the advantages and disadvantages of each, leading to unnecessary mistakes...
Borrowing from 401(k) is a financial solution many people consider when facing large expenses such as buying a house, paying off debt, or handling emergencies. However, not everyone fully understands the...
In a previous article, Thinksmart Insurance discussed 8 types of taxes in the U.S. that Vietnamese immigrants should be aware of, including personal income tax. To clarify this, today’s article will delve...
When deciding to immigrate to the US, besides visa interviews, job selection, financial preparation, and other considerations, understanding the tax system in the US is also crucial for Vietnamese immigrants....
Indexed Universal Life (IUL) Insurance and the 401(k) Retirement Plan are two investment forms that have garnered significant interest in recent years. However, there are notable differences between IUL...
Traditional retirement funds like 401(k) or Roth IRA cannot fully meet the demand for sustainable financial growth, especially since they depend on stock...